Represented Equifax in these putative class actions asserting claims under the Fair Credit Reporting Act. The plaintiff sought to certify a nationwide class consisting of consumers holding Capital One credit cards, alleging that Equifax and other credit reporting agencies violated the Fair Credit Reporting Act by allegedly substituting consumers’ “high balance” for their “credit limits” when reporting consumers’ Capital One accounts. The matter was actively litigated for over two years. In June 2009, the court granted Equifax’s Motion for Summary Judgment on all of Plaintiff’s claims.  No appeal was taken.

William A. Harris, Sr. v. Equifax Info. Servs., LLC, No. 06-01810 (D.S.C. filed June 15, 2006) and Byerson v. Equifax Info. Servs., LLC, No. 06-582 (E.D. Va.).

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TALF and PPIP programs participation for national financial services firm
Advised national financial services firm regarding participation in the federal government’s Term Asset-Backed Securities Loan Facility (“TALF”) more
Multifaceted debt refinancing transaction for Interface Inc.
Represented Interface Inc., a worldwide leader in the design, production and sales of modular carpet, in its approximately $300 million public debt more
Bankruptcy filing of a large national retail REIT; Restructuring of Mortgage debt
Assist special servicers with interpreting provisions in applicable pooling and servicing agreements, intercreditor agreements, participation more
Conducted internal corporate investigation for a Maryland bank
Conducted internal corporate investigation for a financial institution and negotiated a consent to the issuance of a cease and desist order with the more